Buying A Home

Our Country is the greatest Country in the world because of the freedom & liberty its citizens have been given & the right to own real estate from the middle of Earth to the Highest Heavens (Fee Simple Estate)!  This is called “The American Dream”! 

The 3 most important areas of focus are:  #1 Initial Investment: “How much of your hard earned money can you afford to spend in securing a home for yourself.”  #2 Monthly Investment: “How much of a payment can you afford Including Principal, Interest, Taxes & Insurance (PITI)”.  Let’s face it; most of us do not have the cash to pay for a home, so we must secure financing & with financing comes a monthly payment!  You do not want to overextend yourself.  This can be a very confusing process.  Share with your Real Estate Professional what you feel comfortable with & tell them you do not want to see homes that would exceed the maximum payment! #3 Period of Time:  At all times, the real estate market is changing.  Rates fluctuate on a daily basis & so does the supply & demand.  You may be under a lease or receiving monies from various avenues, which you do not have now, but will have in the near or distant future.  It is most important that you share your entire situation with your Agent, so the time frame in which you would like to own a home is realized. Thomas J. Heverly Realty, Inc. will help you realize the “American Dream”!